JB Pritzker, Governor, State of Illinois

Default Aversion Assistance

Helping students honor their Federal Family Education Loan Program (FFELP) student loan obligation(s) has always been a primary concern of the Illinois Student Assistance Commission (ISAC). To aid colleges in contacting borrowers to counsel them on the importance of repaying their loans, ISAC provides the Notification of Student Borrower DAAR Status Report, more commonly known as School DAAR Reports.

The School DAAR Report is non-cumulative and available to colleges as a cohort default rate reduction tool. The DAAR Report contains a list of students who borrowed Federal Stafford loans while enrolled at that college who now have active Default Aversion Assistance Requests (DAARs). DAAR’s are submitted to guarantors by lenders/servicers when a borrower is at least 60 days delinquent on student loan repayment and collection assistance is being requested.

School DAAR Reports can be obtained by contacting the School Services Department at 866.247.2172 or isac.schoolservices@illinois.gov

The Financial Aid History Report, available through the National Student Loan Data System, provides a comprehensive list of loans from all schools, guaranty agencies and the U.S. Department of Education (ED). This report can also be used by the school as part of the exit counseling process.