JB Pritzker, Governor, State of Illinois


Federal & State Aid Estimators

Federal Student Aid Estimator

The Federal Student Aid Estimator will estimate your eligibility for federal student aid, including the Pell Grant, work study and student loans. It will also determine your Student Aid Index (SAI), which you will need to complete the Monetary Award Program (MAP) Estimator. If you already know your SAI, you can proceed to the MAP Estimator.

Monetary Award Program (MAP) Estimator

If you plan to attend an Illinois college, use the MAP Estimator to get an idea of your eligibility for the Illinois Monetary Award Program (MAP). You will need to know your Student Aid Index (SAI) to use the Estimator. If you are a dependent student, you will also need to know your adjusted gross income (AGI) for the appropriate tax year, as well as your cash, savings and checking account balances. If you don’t already know your SAI, use the Federal Student Aid Estimator described above.

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Monthly Payment Estimates Calculator

Provides estimated monthly loan payments for Federal Stafford, Federal PLUS and alternative student loans.

Repayment Estimator

Use the Repayment Estimator from the U.S. Department of Education (ED) to learn which plans you may be eligible for and get estimates of your monthly and overall payments.

Loan Repayment Calculator

Estimates what a student’s monthly payments will be once they enter repayment. The calculator can help you determine how much you should borrow based on what you reasonably will be able to repay.

Cost of Deferment/Forbearance Calculator

Provides an estimate for interest owed on unsubsidized loans when in deferment.

Consolidation Payment Calculator

Provides an estimate for consolidating outstanding loans into a single loan/single payment.

Graduated Payment Calculator

Estimates monthly payments on a graduated repayment plan.

Monthly Interest Estimates Calculator

Estimates the interest paid per month on a Federal Stafford, Federal PLUS and alternative student loans.

Mapping Your Future Calculators

Contains calculators and the 12-Step Guide to Financial Success providing information on financial fitness, the wise use of credit cards and investment options, avoiding default on student loans and other debts, and accessing information on credit reports. The calculators also help with budgeting, balancing a checkbook, savings, loan consolidation, and debt-to-salary comparison.

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College Cost and Savings

College Cost Calculator

Estimates the future cost of a child's college education. Costs are based upon average annual increases and the number of anticipated years spent in college.

Future Savings Calculator

Assesses a family’s current savings plan to determine if it will meet their future educational needs.

Monthly Savings Calculator

Estimates the amount of money a family or student needs to save each month to cover college costs.

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